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SBA loans offer some of the most favorable terms available to small businesses — low interest rates, long repayment terms, and lower down payments. However, the application process can be complex and time-consuming. Midas Financial has guided thousands of businesses through the SBA process, dramatically increasing approval rates and reducing the time to funding.
Funding Range
$50K – $5M
Approval Speed
2–6 weeks
Starting Rate
From 6.5%
SBA 7(a) and 504 loan programs
Lowest available interest rates
Terms up to 25 years for real estate
Lower down payment requirements
Expert guidance through the full SBA process
20+ years of SBA lending experience
Minimum 680 credit score
2+ years in business (startup exceptions available)
Business must be for-profit and operate in the US
Owner must have reasonable invested equity
Don't meet all requirements? We specialize in finding solutions when banks say no. Apply anyway — our specialists will work with you to find the right path.