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Working capital loans from Midas Financial provide the short-term liquidity your business needs to cover daily operational expenses — payroll, inventory, rent, marketing, and unexpected costs. With fast approvals and no collateral requirements, these loans keep your business running smoothly during growth periods, seasonal fluctuations, or cash flow gaps.
Funding Range
$5K – $500K
Approval Speed
24 hrs
Starting Rate
From 7.99%
No collateral required
No upfront fees or hidden costs
Funds available within 24 hours
Flexible use — payroll, inventory, rent, marketing
Simple application process
Repay early with no penalties
Minimum 580 credit score
6+ months in business
$30K+ annual revenue
Active business bank account
Don't meet all requirements? We specialize in finding solutions when banks say no. Apply anyway — our specialists will work with you to find the right path.